Fractional COO, CFO & a full back office — scale without the overhead
Growing a business means someone has to run the operations, own the numbers, and keep the back office moving — but a full-time COO, CFO and support team cost a fortune. A fractional model gives you that senior leadership and a complete back office on one flat monthly fee, run by experienced specialists amplified by AI. Here's how it works, what it costs, and when it's the right move.
Book a free discovery callWhat is a fractional executive + back office?
Fractional COO
A senior operations executive who runs your day-to-day — processes, admin, vendors, systems — part-time, on subscription, instead of as a full-time hire. The same operational leadership, at a fraction of the cost and commitment.
Fractional CFO
A senior finance leader handling cash flow, forecasting, budgets and the numbers that steer decisions — CFO-level visibility without the full-time executive salary.
Outsourced back office
The behind-the-scenes engine — bookkeeping, tax, payroll, HR, admin and tech — run by one external team instead of several in-house hires and separate vendors. One coordinated team, one invoice.
Why growing businesses are going fractional
Overhead is what quietly kills small businesses — not a lack of sales. The median US small business holds just 27 days of cash buffer (JPMorgan Chase Institute), and fixed executive salaries don't pause when a slow month hits.
Two things changed the math. First, AI collapses the cost of the work — a senior specialist paired with AI now does what used to take a whole team. Second, the spend is already there: most owners are paying a bookkeeper, a CPA, an agency and admins separately. Fractional consolidates that into one senior team on a flat fee — so you move like a company three times your size without adding a name to payroll.
What does it cost?
Each service is available on its own, or bundled. Buying separately adds up fast; the full back office bundled is far cheaper than hiring even one or two of these roles in-house.
Pick a growth service and start there — each runs standalone, month-to-month.
Books, taxes and operations — take just the piece that hurts most.
The all-in plan: AI agents + senior specialists running all seven services — one team, one monthly bill, cancel anytime.
To run all of this in-house you'd carry $20,000+/mo in fixed salaries before benefits and overhead.* DaxHive MATRIX runs it all for $3,000/mo — or start with one service from $299/mo — month-to-month. Tax filing is handled through licensed CPA/EA partners.
How DaxHive runs your back office
DaxHive is Back Office as a Subscription: one coordinated team of senior specialists — amplified by AI — running your bookkeeping, tax, fractional CFO and COO, marketing, HR and tech. AI does the heavy lifting; a specialist owns and signs off on every deliverable. You delegate; we route each task to the right person. Built for founders and teams in real estate, construction, and other growing US businesses.
- Senior specialists + AI — senior-level output, a fraction of the cost of an in-house team
- Every deliverable human-reviewed — no code, filing or campaign ships without sign-off
- One team, one invoice — replaces a bookkeeper, CPA, agency, ops manager and more
- Month-to-month — scale or pause anytime; no long contracts
Frequently asked questions
What is a fractional COO?
A fractional COO is a senior operations executive who runs your day-to-day operations part-time, for a flat monthly fee, instead of as a full-time hire. They own the processes, admin, vendors, and systems that keep a business moving — so the founder doesn't have to. It's the same operational leadership a full-time COO provides, at a fraction of the cost and commitment.
What is a fractional CFO?
A fractional CFO is a senior finance leader who handles cash-flow planning, forecasting, budgeting, and the numbers that steer decisions — part-time and on subscription. You get CFO-level financial visibility and strategy without a full-time executive salary.
What is an outsourced back office?
An outsourced back office is the behind-the-scenes engine of a business — bookkeeping, tax, payroll, HR, admin, and tech — run by an external team instead of in-house staff. Consolidating it with one provider replaces several separate vendors (a bookkeeper, a CPA, an ops manager, an agency) with a single coordinated team and one invoice.
Can I outsource the whole back office for a real estate or construction business?
Yes — that's exactly who DaxHive is built for. Instead of stitching together a bookkeeper, a CPA, an ops manager, an HR person and a marketing agency who don't talk to each other, one coordinated team runs the whole back office for real estate and construction operators: per-property and per-entity bookkeeping, owner statements and trust-account reconciliations for real estate; job costing, WIP schedules and certified (Davis-Bacon) payroll for construction; plus tax through licensed CPA/EA partners, a fractional CFO and fractional COO, HR, and marketing that gets you found on Google and named by AI assistants. You get one team, one invoice and one point of contact instead of coordinating four or five vendors. Most owners start with the single function that hurts most — usually the books — and add services as they grow.
Do I need a business coach or a fractional COO/CFO for my real estate business?
It depends on whether the constraint is you or the system. A business coach or consultant works on you — your decisions, leadership, mindset and accountability — and gives you the "what" and the "why"; the "how" stays on your desk. A coach won't log into your books, chase your contractors, or run your closings. That's the right call when the thing holding you back is genuinely you. But for most real estate and construction owners the constraint is the system: the operations and the numbers live in the founder's head and nobody runs them the same way twice. A coach can't fix that — you need someone who takes the "how" off your desk and actually runs it. That's a fractional COO/CFO, and it's what DaxHive is — we don't coach, we run it. A fractional COO builds and operates the systems (deal pipeline, contractor and vendor scheduling, SOPs, closing checklists); a fractional CFO runs the cash-flow forecast, budgeting and the numbers that steer decisions. Many owners get clarity from a coach first, then bring in operational leadership to execute it. If you want mindset and leadership development, hire a coach; if you want the operational and financial work done for you, that's us.
How much does a fractional COO or CFO cost?
Hiring full-time, a COO or CFO in the US typically runs well into six figures a year. Fractional is a fraction of that. At DaxHive, a fractional COO or CFO starts from $899/mo each à la carte, or you get both — plus marketing, tech, bookkeeping, tax and HR — on the all-in MATRIX plan at $3,000/mo.
Fractional vs. full-time — which is right for me?
If you need senior operational or financial leadership but can't justify (or afford) a full-time executive plus benefits and overhead, fractional is the fit. To run the same functions in-house you'd carry $20,000+ a month in fixed salaries; a fractional back office is a flat fee you can scale or pause. Growing businesses use fractional to punch above their size until a full-time hire is genuinely warranted.
How do I scale my construction or real estate business without hiring in-house?
Buy capacity, not headcount — cover the work without putting another fixed salary on the payroll. That distinction matters more in real estate and construction than almost anywhere else, because the revenue is lumpy (closings land when they land, build seasons and draw schedules don't spread evenly across twelve months) while a hire is a fixed monthly cost that doesn't flex with a slow quarter. Three things let you take on more volume without adding staff. First, find the actual bottleneck — outsource the one function that's capping you (usually the books, the admin, or the follow-up nobody has time for) instead of building out a team structure you'll have to manage. Second, make the work repeatable — written SOPs and a pipeline every deal or job moves through the same way, so double the volume doesn't mean double the chaos; that's exactly what a fractional COO builds and then runs. Third, buy seniority by the month, not by the salary — most back-office functions need experienced judgment a few days a month, not a full-time seat. That's the DaxHive model: senior specialists plus AI on a flat month-to-month subscription you can scale or pause, so growth doesn't convert into permanent overhead. Two honest caveats. Adding people isn't automatically more output — more headcount can actually slow a growing business down, and a salary is only part of what an employee really costs once benefits, payroll taxes and overhead land. And this is back-office and operations capacity, not field capacity — a general contractor still needs crews and subs, and eventually a genuinely growing business does warrant full-time hires. Fractional is how you get there without carrying the fixed cost before the revenue is steady enough to support it.
Can AI run a back office?
AI alone can't — but a senior specialist paired with AI can do what used to take a whole team, faster and at lower cost. That's the model: AI handles the groundwork, an experienced human owns and signs off on every deliverable. Nothing ships — no filing, no campaign, no build — without a person reviewing it.
Get a fractional CFO or COO — from $899/mo
A 20-minute call, no obligation — we'll map out what to run for you and how DaxHive can start this week.
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*Illustrative US market estimates, not a quote or guarantee.